Wilma Louise Carter, 102 ½, of Richmond, passed away Thursday, January 22, 2026, at Shirkey Nursing and Rehabilitation Center in Richmond.

Wilma was born on July 20, 1923, in Hardin, the daughter of Arvil and Effie (O'Dell) Tracy.  She was united in marriage to Peyton Junior Carter of Richmond on December 16, 1942; he preceded her in death on February 4, 1982.

Survivors include: son, David Carter of Richmond; two daughters, Patricia "Pat" (Duwayne) Macey and Karen (Kim) Branson, both of Richmond; 15 grandchildren: Sean (Jaynna) Kirkpatrick, Heather (Andi) Milton, Bryan (Denise) Macey, Christopher (Melinda) Macey, Marc Macey, Tanya Adams, Beth Ainsworth, Charles Carter, Rona (Benjamin) Reade, Brad (Karla) Branson, Tracy (Chris) Jarvis, Dr. Angela Carter (Gabe Lyrek), Derek Carter, Kristy Travillion, and Michael (Kelsie) Storm; 32 great-grandchildren: Shane, Jack, Marissa, Cora, Creighton, Liam, Jacob, Keegan, Dana, Clayton, Madison, Brett, Cameron, Tylar, Paige, Craig, Brittany, Austin, Dillon, Haley, Grace, Soloman, LeRoy, Jillian, Jade, Ean, Max, Luca, BreeAnna, Blaine, Delyla, and Amara; 23 great-great-grandchildren: Adelaie, Hadleigh, Cael, Braxton, Brexley, Hensley, McKynlee, Sawyer, Brandt, Tate, Parker, Adallyn, Ayden, Able, Colt, Slayter, Crue, Ella, Annie, Lane, Ivy, Ruth, and a baby girl on-the-way; daughter-in-law, Irean Carter; and special friend and caregiver, Mary Sanders; numerous nieces and nephews also survive.

In addition to her parents and husband, Wilma was preceded in death by her son, Ronald Carter, daughter, Janet Carter, grandson, Peyton Smith Carter, great-grandson, Robert Swain, three brothers, Ralph Tracy, Cordell Tracy, and Paul Tracy, and sister, Helen Tracy.

Wilma was raised and educated in the area of her birth and was a proud graduate of Richmond High School, Class of 1942.  In addition to dedicating her life to raising her children as a devoted housewife and homemaker, she also worked in nutritional services for the Richmond School District.

Wilma was a wonderful cook for over 40 years at Woodson Dear School, and her cinnamon rolls, bread pudding, and orange slice cookies—one recipe even being published—were cherished family favorites.  When she wasn't in the kitchen, she enjoyed sewing, playing cards, and dominoes (she was named 'domino queen' because she was always winning).  She belonged to a special Hand and Foot Club for over 40 years.  Over the years, she belonged to several card clubs and was an active member of the Extension for over 70 years, F.E.C. Club (awarded the heart award), the Red Hats Club, both in Richmond, the Retired Senior Volunteer Program, Ray County Hospital Gift Shop.  She also proudly served as a 4-H leader for over 40 years.

Wilma was of the Christian faith and was a devoted and active grandmother, faithfully attending and doting on her grandchildren and great-grandchildren, who were the joy of her life.

The family suggests memorial contributions be made to either Shirkey Nursing and Rehabilitation Center or Shirkey Hospice.  They can be left at or mailed to Thurman Funeral Home, 507 East Main Street-P.O. Box 190, Richmond, MO 64085.

Visitation with funeral services will be held on Thursday, January 29, 2026, at Richmond Christian Chapel, with visitation beginning at 1:00 P.M., with services to follow at 2:00 P.M.  Burial will be in Richmond Memory Gardens.  Please remember to share your memories of Wilma with the family by visiting www.thurmanfuneralhome.com.